Life on Credit
Part of financing your life and education is establishing superior credit. Your credit score is a fundamental predictor and guage of your responsibility in making payments and fulfilling obligation to debtors. It is a score that reflects the degree of trust the market places on you in regards to paying back money loaned out to you. Your credit score will determine how much and how likely a bank is to loan you money for important life purchases, like a home loan or an auto loan. Credit card companies typically require a minimum credit score of 650 to 700, but it varies from company to company and according to your particular case.
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Auto loans
Car title loans give you cash when you put the title of your car up as collateral.
Payday loans
Payday loans can provide immediate emergency cash but be wary of the interest rates!
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Student loans
Paying for college is a top concern of many students. Payments made on interest can qualify as a tax deduction on student loans.
Home loans
Very few people have cash up front to pay for a house. That's why you need good credit, because with good credit you can purchase a house with a loan and pay off that loan over many years.
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